Taking an assessment of your money situation is an important first step in having a better relationship with money or being better able to use money as a tool in your arsenal. Identify whether you’re in denial due to debt and the next steps for you to consider.
If you have a sizable loan, whether for your car, student debt or a home, you’ve probably heard the term refinance.
By definition refinance is the action of financing (something) again, typically with a new loan at a lower rate of interest.
Here’s a quick overview on when you should consider it for yourself.
When you think of a shark does your brain immediately start singing ‘Baby Shark’ or are you counting the days down to Shark Week on the Discovery Channel?
We bet you’ve probably never encountered the word shark in finances, but it’s a term you need to know!
As we get closer to the New Year and you work harder to reach your own personal financial goals, why not print off a copy of our debt calendar to show you and everyone you want to share it with just how hard your hustling to pay off your debt?
After you pay all your bills/loan payments for the month, total the amount and put it on the appropriate month. As you go throughout the year you can see how much progress you’re making towards paying off your total debt or just how much money debts are costing you.