Take five minutes to a few hours each day before the real ‘Holiday’ and appreciate your unique gifts and circumstances. Take the stress of money out of the equation and introduce gratitude – for what you have and what you’ve been given. Here’s a list of our top twenty-five no-cost ideas to get you started. And definitely comment below if you can add to the list!
You don’t need to look far to often find you have what you already need. The same is with gifts and activities, especially as the next month tends to overwhelm us and our budgets. Take some ideas that we’ve put together to lessen the strain on your pocketbook and feel free to comment on any additional tips you have too!
“You can journey to the ends of the earth in search of success, but if you’re lucky, you will discover happiness in your own backyard.” – Russell Conwell
The holidays are fast approaching and it’s why we have created some questions and prompts to be sure you don’t overspend this holiday season. Many of us rarely think about things like Christmas cards and dinner parties, holiday outfits and crafts with the kids. But if you’re on a tight budget, these things can wreak havoc for you and even possibly put you into more debt. So before you go to the grocery store hungry, or shop without a plan, ask yourself some vital questions and start making an effort to not go hog-wild with the sales and intense marketing this season.
Do you need to get organized for the upcoming holiday season? We have created a basic worksheet that allows you to plan for all the expenses related to holidays and budget for what you’re wanting to spend. It’s designed to make you think about gifts, but also about those grab and go items such as decorations, dresses for holiday parties or even things like wrapping paper and tape that can wreak havoc on a normal budget. The last thing we want is for you to go into unseen debt. Plan accordingly this year and if we can help, let us know!
There are tons of resources to help you manage, budget and invest your money, but when it comes to spending nothing, sometimes knowing where to start can be hard. For this holiday season, we brought some ideas together to help you enjoy all the festivities without spending a dime.