Taking an assessment of your money situation is an important first step in having a better relationship with money or being better able to use money as a tool in your arsenal. Identify whether you’re in denial due to debt and the next steps for you to consider.
A tax refund isn’t ‘found money,’ so don’t treat it that way! Learn about the concept of ‘found money’ in this article.
While there is no real way to fix damaged credit fast, there are quick tips to help you improve your credit sooner rather than later.
Are you getting a tax refund this year?
Don’t treat your refund like found money, remember, you’ve been paying towards this all year long in the form of taxes. Have a plan in place prior to that refund showing up.
I often find myself reminding clients that tax refunds are your wages, not gifts from the government. You didn’t get free money from the government. You gave it to them.